**Title: Meghan and Harry’s Living Arrangements Unveiled: From San Ysidro Ranch to Montecito Mansion**

Since 2020, reports have surfaced indicating that Meghan and Harry, particularly Meghan, have been residing intermittently at a charming cottage within the picturesque San Ysidro Ranch.

Recent buzz centers around Oprah Winfrey's alleged plan to bestow a baby gift on Archie's birthday, only to find neither the young royal nor Meghan present at their supposed residence, the Montecito Olive Garden.

Instead, Meghan was spotted at a cottage-style hotel alongside Marcus Anderson.

The allure of the San Ysidro resort lies in its networking opportunities and celebrity encounters, making it a hotspot for the elite.

The scenic San Ysidro Ranch, as described in Meghan's feature for Variety, boasts simple bungalows nestled on a mountainside overlooking the Pacific coast.

In contrast, the Montecito Olive Garden appears to be a lavish property, raising eyebrows given Meghan and Harry's purported lack of stable income.

Rather than splurging on a mansion, the couple opted to rent a cottage near a property they frequently utilize for photoshoots, hinting at a transient lifestyle.

Speculations abound regarding Harry's rumored apartment in San Francisco, suggesting a nomadic existence for the duo.

Notably, the couple reportedly vacated their previous abode in late 2020, only to reoccupy the guest house for book interviews in January.

Harry's groundbreaking interview with Anderson Cooper was filmed on the grounds of the San Ysidro Ranch, underscoring the couple's affinity for the locale.

Despite their acquisition of a $15 million mansion in Montecito, questions linger about their financial viability, given their lack of traditional employment or visible income streams.

Critics argue that the couple's opulent lifestyle exceeds their means, with the mansion's maintenance costs and rental potential raising eyebrows.

The property, listed as an Italian villa, can be rented for a staggering $700 per hour, catering to photo shoots, music videos, and other engagements.

Strikingly, the rental listing prohibits smoking, pets, cooking, alcohol, and adult filming, reflecting a desire for discretion and exclusivity.

In a world where prudence dictates aligning one's expenses with available resources, Meghan and Harry's lavish choices stand out as extravagant and unsustainable.

The disparity between their ostentatious living arrangements and their financial standing has sparked debate and speculation within celebrity circles.

While their penchant for luxury is evident, questions persist about the longevity of their current lifestyle and the feasibility of maintaining such grandeur without a stable source of income.

As the couple continues to navigate the complexities of post-royal life, their housing choices and financial decisions serve as a subject of intrigue and scrutiny.

From the idyllic cottages of San Ysidro Ranch to the grandeur of their Montecito mansion, Meghan and Harry's living arrangements offer a glimpse into a world of privilege and excess, prompting reflection on the intersection of wealth, fame, and responsibility in the modern age.